Dental & Vision Plans
Accident & Critical Illness Insurance
Disability Coverage
Medicare Supplement (Medigap) Plans
Protection Beyond the Basics. Coverage That Complements Your Health Plan.
At Magee Insurance, our supplemental insurance options help bridge the gaps traditional policies might leave behind. From dental and vision to accident, disability, and Medigap plans, we offer clear guidance so you can confidently select the right additional coverage for yourself or your family.
Quick Answers
Frequently Asked Questions
What is supplemental insurance?
Supplemental insurance is extra coverage you can purchase to help pay for expenses not fully covered by your primary health, life, or disability insurance. It’s designed to fill in gaps, providing financial support for out-of-pocket costs and unexpected events.
What types of supplemental insurance are available?
Common types include accident insurance, critical illness insurance, hospital indemnity insurance, dental and vision plans, and cancer insurance. These policies can be purchased individually or through an employer.
Why would I need supplemental insurance if I already have health coverage?
Even with comprehensive health insurance, you may face deductibles, copayments, or uncovered services. Supplemental policies provide additional funds—often paid directly to you—to help with these costs or to cover non-medical expenses like lost income, travel, or household bills.
How are benefits from supplemental insurance paid out?
Many supplemental plans pay a lump sum directly to you rather than to a healthcare provider. You can use the money however you choose, whether it’s for medical bills, transportation, childcare, or everyday living expenses during recovery.
Can I purchase supplemental insurance at any time?
Some policies can be purchased year-round, while others are only available during your employer’s open enrollment period or after a qualifying life event. Availability and enrollment rules depend on the type of coverage and the provider.
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Get advice, clarity, and coverage you can count on with Magee Insurance.